ArthGanak Financial Services - Life Insurance

"Zindagi ke saath bhi Zindagi Ke Baad Bhi"

LIC's Jeevan Anand - 915 Plan Overview

Khushiyon Ki shuruaat aur Zindagi ka Saath

LIC's New Jeevan Anand Plan is a Non-linked, Participating, Individual, Life Assurance plan which offers an attractive combination of protection and savings. This combination provides financial protection against death throughout the lifetime of the policyholder with the provision of payment of lumpsum at the end of the selected policy term in case of his/her survival. This plan also takes care of liquidity needs through its loan facility.

Features

  • Death benefits - Tax Free max 125% of Sum Assured
  • Maturity Benefits - Sum Assured + Bonus
  • Participation in profits (Bonus)
  • Tax Benefit under 80(C) ∧ 10(10D)
  • Ideal for Child's Education and Marriage
Lic's Jeevan Anand
Eligibility Criteria
  • Sum Assured : Minimum 1 Lakhs to Maximum No Limit
  • Maximum Maturity Age : 75 Years
  • Age Limit : From 18 Years to 50 Years
  • Policy Term : 15-35 Years
  • Premium Pay Term : Same as Policy Term
  • Premium Frequency : Month, Quarter, Half Year, Year, Salary Saving
Benefits
  • Death : 105% of Premium Paid + Simple Revolutionary & Final Additional Bonuses
  • Maturity : Sum Assured + Simple Revolutionary + Final Additional Bonuses
  • Tax : Preimum Paid - 80C and Maturity Amount - Section 10 (10D)
  • Loan : Available after fully paid 3 Yrs premium
  • Nomination : Facility Available
  • Suicide Benefit : After 12 months, 90% of Premium paid
Additional Riders
  • Accidental Death and Disability Rider : Yes, Before 5 yrs of Premium Term
  • Accident Benefit Rider : Yes, Before 5 yrs of Premium Term
  • Term Assurance Rider : Yes, After regular paid for 2 years
  • Critical Illness Benefit Rider : Yes, 15 Critical Illnesses Cover
  • Premium Waiver Rider : Yes, In case of sudden death

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