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ArthGanak Financial Services - Life Insurance

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LIC's New Endowment Plus 935 - Plan Overview

Combination of Protection and Savings

LIC�s New Endowment Plan is a Non-linked, Participating, Individual, Life Assurance plan which offers an attractive combination of protection and saving features. This combination provides financial support for the family of the deceased policyholder any time before maturity and good lump sum amount at the time of maturity for the surviving policyholders. This plan also takes care of liquidity needs through its loan facility.

Features

Death benefits - Tax Free max 105% of Sum Assured
Maturity Benefits - Sum Assured + Bonus
Participation in profits (Bonus)
Premium Paid eligible for Tax Benefit under 80(C)
Maturity Amount is Tax Free under 10(10D)
Ideal for Child's Education and Marriage

Lic's New Endowment

Eligibility Criteria

Sum Assured : Minimum 1 Lakh to Maximum No Limit
Maximum Maturity Age : 75 Years
Age Limit : From 8 Years to 55 Years
Policy Term : 12 to 35 Years Max
Premium Pay Term : Same as Policy Term
Premium Frequency : Month, Quarter, Half Year, Year, Salary Saving

Benefits

Death : 105% of Premium Paid + Simple Revolutionary & Final Additional Bonuses
Maturity : Sum Assured + Simple Revolutionary + Final Additional Bonuses
Tax : Preimum Paid - 80C and Maturity Amount - Section 10 (10D)
Loan : Available after fully paid 3 Yrs premium
Nomination : Facility Available
Suicide Benefit : After 1 year, 80% of Premium paid

Additional Riders

Accidental Death and Disability Rider : Yes, Before 5 yrs of Premium Term
Accident Benefit Rider : Yes, Before 5 yrs of Premium Term
Term Assurance Rider : Yes, After regular paid for 2 years
Critical Illness Benefit Rider : Yes, 15 Critical Illnesses Cover
Premium Waiver Rider : Yes, In case of sudden death

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+91 901 105 9137