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LIC's Jeevan Labh - 936 Plan Overview

Premium Stops - Benefit Goes On

Limited Premium Endowment Plan. LIC"s Jeevan Labh is a Non-linked, Participating, Individual, Life Assurance saving plan which offers an attractive combination of protection and saving features. This combination provide financial support for the family of deceased policyholder in case of unfortunate eath of the policyholder any time before maturiity and a lum sum amount at the time of maturity for the surviving poliyholder. This plan also takes care of liquidity needs through itss loan facility.

Features

Death benefits - Tax Free max 105% of Sum Assured
Maturity Benefits - Sum Assured + Bonus
Participation in profits (Bonus)
Premium Paid eligible for Tax Benefit under 80(C)
Maturity Amount is Tax Free under 10(10D)
Ideal for Child's Education and Marriage

Lic's Jeevan Labh

Eligibility Criteria

Sum Assured : Minimum 2 Lakhs to Maximum No Limit
Maximum Maturity Age : 75 Years
Age Limit : From 8 Years to 50-59 Years
Policy Term : 16/10 Years, 21/15 Years, 25/16 Years
Premium Pay Term : 16/10 Years, 21/15 Years, 25/16 Years
Premium Frequency : Month, Quarter, Half Year, Year, Salary Saving

Benefits

Death : 105% of Premium Paid + Simple Revolutionary & Final Additional Bonuses
Maturity : Sum Assured + Simple Revolutionary + Final Additional Bonuses
Tax : Preimum Paid - 80C and Maturity Amount - Section 10 (10D)
Loan : Available after fully paid 3 Yrs premium
Nomination : Facility Available
Suicide Benefit : After 1 year, 80% of Premium paid

Additional Riders

Accidental Death and Disability Rider : Yes, Before 5 yrs of Premium Term
Accident Benefit Rider : Yes, Before 5 yrs of Premium Term
Term Assurance Rider : Yes, After regular paid for 2 years
Critical Illness Benefit Rider : Yes, 15 Critical Illnesses Cover
Premium Waiver Rider : Yes, In case of sudden death

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